Terms and conditions for the Credy.mk web site

1. Opshti Odredi

 

Please read these terms and conditions carefully before you check out the web - country Credy.mk. Owaa web - country is in the ownership of ICT SMART SOLUCHNS Dooel Skopje 18/2 - 2 ("Društvoto"), and access to the post office is free of charge. The Company is entitled to change the location of the country at any time without prior notice. The costs related to the Internet communication are at the expense of the service provider and depend on the tariffs of the relevant Internet and telecommunication intermediary that has provided the service.

 

These terms and conditions constitute a contract between you and the Company by which you acquire the right to use the services of the party Credy.mk for personal and non-commercial purposes, subject to the conditions below. These additional terms and conditions apply only to you, as a customer of the Country Services, and the Company. By accessing this page and the materials and information contained therein, you acknowledge that you have read, understood and agreed to the terms and conditions for use of the country.

 

In case you do not agree with these Web Location Corruption Options Credy.mk, we ask you not to destroy the web-side Credy.mk, as well as other functionalities.

 

Credy.mk is a web page - a virtual information resource on the Internet, organized as a directory with correlated information on prices of products and services, fees, fees, fees, and merchandise, enabling users to find and dispute prices and features of the service/product in different financial terms, credit institutions and providers of insurance products and services in order to inform the customer about the types of financial services, insurance services and other insurance services and products. The Website is not an online retailer or a website for the purchase of products or services directly from the Customer and does not sell or offer any products or services that can be purchased directly from ICT SMART SOLUSNS, herein providing an independent service for guidance and information to the Customer about the nature and characteristics of the products or services described or presented to it. They are granted the right to use the services of the party for personal and non-commercial purposes only. The information provided on the Website is intended to provide information and guidance and is collected in a different manner for each company represented on the Website. ICT SMART SOLUSHNESS through the Web Country's supported Internet portal Credy.mk does not provide advice or consultancy services in connection with credit and/or insurance products, does not approve the granting of credit, is not a party to the contracts concluded between creditors and the relevant company to which the party is solicited or which has obtained the inappropriate submissions for the granting of credit. The Company is not a provider of financial or insurance services and with access to our country, customers agree that they can obtain information about the credit or insurance products for which they are interested directly from licensed, certified and accredited providers of financial and/or insurance services represented in the country.

 

With the web side Credy.mk, you agree that we only mediate the process of application for the production of your choice, in a way that we only make the relevant financial institutions aware of which ICT SMART SOLUSHNS is entitled to a provision from the relevant company as long as your service charge is approved.

 

2.     Basic concepts

 

For the purpose of these optional terms and conditions, the above concepts are correlated with the following meaning:

 

-       Correspondent - is an individual who uses some of the services of the web side Credy.mk;

-       Service / Services - on the side incl:

-        Access to informative resources/feeds of the country secured via web browser;

-        Participation in the forums of the country is aimed at commenting, reviewing and evaluating the thoughts, messages and news;

-        Primaje electronic bills from the corners registered for the service of the country;

-        Other services which ICT SMART SOLUSNS develops and enriches.

-       Partner - is a person with whom ICT SMART SOLUSNS has a contractual agreement, who has the right to provide information about its goods/services to the country's customers;

-       Direct marketing - the offering of goods and services to customers by mail, telephone, electronic mail, or other direct means, as well as a slush fund for the purpose of advertising the goods and services offered.

 

3.     Rights

 

ICT SMART SOLUSHNS owns the copyrights of all materials on this site, except in cases where another author or source is explicitly indicated or the information is readily available. Electronic or other copying of the Party's information, including copying of other content, is not permitted without the express written consent of the Company.

 

ICT SMART SOLUSHNS is entitled to:

-        For ordering, repairing, displaying, etc. any advertising material of the country Credy.mk for the unclean. The publishers shall be solely responsible for the content of their publications and for the signs they bear. ICT SMART SOLUSHNS assumes no responsibility for the content of the advertising material in whatever form;

-        To regulate, censor and translate into Cyrillic the thoughts obtained in the system;

-        To collect, store, process and correct submissions for the service corridor from all non-zine corridors for troubleshooting of computer systems;

-        To change the technology and design of the services that are provided to the country Credy.mk, to prefix or add a new service without a transition;

-        To move it from the harbour of the corridor to which it was part of the services of the country Credy.mk or which has been rendered at any time without cause, with or without notice, and at his discretion;

-        To compensate for any losses, losses and third party liabilities resulting from the violation of these conditions and/or from unregulated use of the country's services.

 

ICT SMART SOLUSHNS reserves the right to make changes to these terms and conditions at any time, with timely notice of the changes to the party, together with notice of the changes to the terms and conditions.

 

ICT SMART SOLUSHNS shall have the right to place electronic banners, advertisements and other forms of advertising of products or services on the Web side of the Website as required by Credy.mk or third parties, as well as electronic references and advertising banners that indicate the web locations above the control of ICT SMART SOLUSNS.

 

With the express consent of the Correspondent, ICT SMART SOLUSHNS shall have the right to process the personal data provided by him/her in the course of filling out the application for the advised service for the purpose of digital marketing, with the purpose of sending information and advertisements in connection with services forced by third parties to produce surveys. The Customer has the right to withhold consent to the processing of their personal data for direct marketing purposes or to withdraw consent at any time by clicking on the explicit hyperlink to opt-in to the promotional spots or by sending a free written request to ICT SMART SOLUSHNS via e-mail: info@credy.mk

 

4.     Credibility

 

ICT SMART SOLUSHNS DOOEL Skopje is a controller of personal submissions registered under the Law on the Protection of Personal Submissions when the first model for working with the case "Voluntary Loan Banks" is implemented, where ICT SMART SOLUSHNS DOOEL Skopje only represents the partners with whom it works. In the online model, the sub-applicant makes a choice of which financial institution to apply to for credit and with the submission of the bar, the application is directly traced to the selected financial institution which takes over the contact details of the potential client.

 

ICT SMART SOLUSCHNS DOOEL Skopje is a processor of personal data registered under the Law on the Protection of Personal Data when a second model of work is being carried out in the case of "Our mi Loan", where the sub-processor of personal submissions submits a barrage and gives consent to ICT SMART SOLUSNS DOOEL Skopje to participate in the election for the voluntary credit conditions. The application shall be submitted to the financial friends who assume the responsibility for contacting the potential client, who has the right to choose with which of the truths he/she wishes to contract.

 

ICT SMART SOLUSHNS DOOEL Skopje undertakes to ensure the integrity of the information provided by the personal informants who have been deprived of the corridors. Disclosure is only possible in cases where the corrigendum has personally delivered the informants to the police with information of an admissible nature and where the information has been collected by authorities or officials empowered by law to record and collect information from personal informants and in accordance with the legally established tax.

 

ICT SMART SOLUSHNS DOOEL Skopje can provide them with the collected statistical information about the visits to the country of the advertisers/advertising agencies that keep statistics about clicks, actions of the covers of the low advertising banners and viral, for the preparation of internal statistics, as well as for direct marketing purposes (own and partners).

 

5.     Limitation of liability

 

Country Services Credy.mk shall be provided in a form that is visible to the corisnicot, and ICT SMART SOLUSNS DOOEL Skopje shall not be held responsible for the untimeliness, brevity, or inability to deliver or receive the personal supplies of the corisnicot, as well as for losses and loss of benefits occurring as a result of delivery of the country or services, or occurring as a result of inability to deliver due to technical, preventive or communication problems.

 

ICT SMART SOLUSHNS DOOEL Skopje is not obliged to cater for specific users or customers' needs, and the company reserves the right to change either the original or a separate programme at any time at its discretion. At all times, ICT SMART SOLUS JOURNEY Skopje does not guarantee uninterrupted and continuous access to the country of Credy.mk.

 

The descriptions and characteristics of the products/services available on the web-side Credy.mk, as well as low prices, fees, charges and other specific parameters, are communicated to the country in a form that is compiled/prepared by relevant traders, suppliers and other sources of information readily available, according to the minds of customers, etc., which have a pre and non-predictive character for the visualised companies - providers of financial, credit, insurance products and services. ICT SMART SOLUSNS DOOEL Skopje does not prepare or modify the inventories of products/services, prices and prices, and does not assume responsibility for the accuracy of the inventories. These acts are assumed by Corisnicot as a result of the web-side services corrosion Credy.mk, including, but not limited to, the purchase or use of products/services advertised on the Country, the execution of contracts for the provision of a service or product presented through the Country by ICT SMART SOLUSNS DOOEL Skopje, shall be solely responsible and shall have consequences only for Corisnicot.

 

ICT SMART SOLUSNS DOOEL Skopje is committed to obtaining and distributing information only from reliable sources, but is not responsible for the accuracy or completeness of the submissions made to the Web. When a source is not provided, it is likely to supply information for which ICT SMART SOLUSNS DOOEL Skopje bears no responsibility. ICT SMART SOLUSHNS DOOEL Skopje is not responsible for any non-consequences of the information provided about the companies whose services are discussed on a pre-sales basis and the factual conditions that the merchants will provide to you, financial institutions, providers of financial and insurance and other products and services visualized on the country, in the level offices or in any other way, by reviewing the submissions and/or documents delivered to you.

 

Any trader, financial institution and provider of financial and insurance services and products located in the country may require you to provide products and services different from those provided in the country, and you understand and agree that ICT SMART SOLUSHNS DOOEL Skopje does not claim that the visualization and the conditions of the services and products are exclusive, here only indicative and foreseeable, and for detailed information and precise submissions you are requested to contact the provider of the service.

 

The Contractor agrees that it understands and agrees that ICT SMART SOLUSNS DOOEL Skopje shall not assist or participate in the preparation, execution or performance of the Contracts, does not execute contracts on behalf of the companies presented on the website, nor does it provide advice or consultancy in relation to any of the informative materials published on the website or in any other way. For avoidance of doubt: via the website Credy.mk, ICT SMART SOLUSHNS DOOEL Skopje only helps the corruptors to contact the financial institutions.

 

In this regard, the Correspondent agrees that it understands and accepts that ICT SMART SOLUSNS DOOEL Skopje is a credit intermediary within the meaning of the Law on the Protection of Consumers in Contracts for Consumer Loans.

 

ICT SMART SOLUSCHNS DOOEL Skopje is not responsible for the information (incl. low completeness and reliability) submitted by the referees in this country.

 

ICT SMART SOLUSHNS DOOEL Skopje offers the services in a form that is visible to the Corisnicot and is not negotiated for the reliability, number and type of the included functionalities, the conditions for access to the services, the provision of assistance and upgrades and other parameters.

 

ICT SMART SOLUSNS DOOEL Skopje is not responsible for the thoughts and comments expressed by the country's citizens.

 

ICT SMART SOLUSHNS DOOEL Skopje shall not be liable for any direct or indirect damages arising out of the corridor or the inability to corridor the country or the services provided.

 

ICT SMART SOLUSHNS DOOEL Skopje is not responsible for technical errors or omissions, or for any problems that may occur due to random technical factors or malicious acts of third parties.

 

6.     Rules for publishing comments on the web-side Credy.mk

 

-       Comments on the country Credy.mk shall be free of charge and shall be provided without charge, except in the cases described below;

-       Comments are subject to approval (before or after moderation);

-       Comments which:

-        They are pushing hostility, racial and ethnic hatred or religious impatience;

-        They are a call to violate the law, the statutes and the laws of the land;

-        They use obscene language, threats, personal harm and attacks;

-        Contains pornographic content and/or information that violates his/her personal dignity;

-        Damages copyright, other intellectual property rights or rights of publicity;

-        They have an advertising sphere, including links to other sites;

-        It is being violated by the Private Subjects Protection Act;

-        They have a spam character or they don't bother with the topic;

-        They contain computer viruses or other malicious software;

-        Detect any tort, trespass or infringement of other third party rights;

-        Be longer than 2000 characters; and

-        Are written entirely in a language different from the Macedonian language.

 

The moderators have the right to reduce comments in order to remove minor transgressions.

 

ICT SMART SOLUSHNS DOOEL Skopje reserves the right to refine comments for edited news in cases where there are more than 50% unattributed comments.

 

Insults for breaking the rules by using inappropriate links, links to sites or other uncontrolled content will not be tolerated. In the event of a breach of the system, the respective user shall be denied access in a timely manner.

 

For those cases which are not solved with these optional conditions and rules, the Macedonian legislation shall apply.